Uniform wind mitigation report generated for insurance purposes and typically aid in insurance premium discounts when certain roofing/opening characteristics are met.
Home insurance companies focus on evaluating and handling risk. So in the state of Florida where strong winds can cause serious damage, you should expect an insurance premium. However, by getting a wind mitigation report with your home inspection, you will be able to cut these expenses.
Homeowners can benefit from reduced insurance premiums. Following Hurricane Andrew, Florida passed a law requiring insurance companies to offer their customers discounts and credits for existing building features and home improvements that reduce damage and loss from wind. To qualify for this discount, homes must undergo a certified home wind inspection. However, many Floridians do not know of this law.
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